What is an OS-HELP Loan?
OS-HELP is a world-class loan scheme from the Australian Government. It allows you to borrow over $6,000, which you pay back via your HECS debt, to help pay for an overseas study program. Like other HECS debts, it is interest-free and fee-free.
AIM Overseas programs are specifically designed to meet key OS-HELP criteria, meaning eligible students should be able to access the scheme. We will walk you through the process for obtaining OS-HELP as part of our application and acceptance process.
Do you meet these following requirements?
- You are a domestic student on HECS
- The overseas program counts for credit towards your current Australian degree
- You have completed 1 year of study by the time you apply for OS-HELP and have at least 1 subject left to complete after you return from the overseas program.
If so, you may be eligible for OS- HELP loan.
How to Apply for an OS-HELP Loan?
Students can apply for OS HELP through their home university once they have been accepted by AIM Overseas. AIM Overseas acceptance letter and/or the host university acceptance letter are usually required to support the OS HELP application. A step-by-step document on how to apply for OS HELP will be provided to students after the AIM Overseas initial consultation.