OS-HELP is a world-class loan scheme from the Australian Government. It allows you to borrow over $6,000, which you pay back via your HECS debt, to help pay for an overseas study program. Like other HECS debts, it is interest-free and fee-free.

AIM Overseas programs are specifically designed to meet key OS-HELP criteria, meaning eligible students should be able to access the scheme. We will walk you through the process for obtaining OS-HELP as part of our application and acceptance process.

Watch the videos below for more of an introduction to OS-HELP.


This video is intended as general information only and not specific advice. Please visit the Australian Government’s OS-HELP page for more information.

Please see our FAQ section for answers to common questions about OS-HELP.